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Dumb with Tech

18 Aug

Technology is changing at the speed of light these days. Your cellphone is now your camera and flashlight. We all have technology that takes us a little while to get used to. Have you done anything so dumb with your new technology that your still embassed about it?
For example, have you ever dropped you cellphone into a toliet? Have you ever dropped your blue tooth earbuds into a cocktail? Have you ever reached for the remote control to your TV and realize it’s your iPhone?
Tell us the dumb things you done with your new technology!

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How To Start A Nonprofit On The Fast Track

17 Jul

Do you have an idea that sparks the creation of an organization devoted to positive change for the good for all people? Whether you already have a nonprofit that you’ve registered in your state or you are thinking of creating one, you will still need to apply for federal tax-exemption. There are benefits to creating a nonprofit organization and the biggest is being able to accept donations. 

For recognition as a tax-exempt organization under Section 501(c)(3), you need to traditionally complete the 1023 form. The process can take up to six months to hear back. However the government recently released a faster process to receive your nonprofit status in as little as tweleve weeks called the 1023EZ form.

How to get your non-profit started tax-exempt organization:
1) Complete the 1023EZ online application
2) Pay $275
3) Have less than $50,000 in assets
4) Have a mission statement

https://www.irs.gov/uac/about-form-1023ez

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Be Safe All Around

17 Jun

SafeBee’s mission, simply put, is to make the world a safer place. This site offers articles, tools and advice to provide information to protect yourself, your family, your home, your pets, your money and your personal data from everyday — and unexpected — threats and hazards so you can live a happier, healthier, more secure life. The website is authored by UL, the leading developer of safety certification standards and a leader in safety education.

Find out what bit you, how to tell if an egg is bad, 13 health symptoms dog owners should never ignore, when you should or shouldn’t call 911, how to tell if chicken is bad, if your kids shoes are hurting their feet, the truth about cracking your neck and if yorgurt goes bad.

http://www.safebee.com/

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Word of the Day

20 May

When you keep learning, you keep leading! Start off your morning right with the word of the day and get your brain energerized. What word can use today in a sentence? It’s like Pee Wee Herman’s word of the day, but different.  

https://www.merriam-webster.com/word-of-the-day

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Stay Postive With Your Health

1 May

Are you looking to improve your health? Have your new year’s resolutions expired by now? Find out how to turn your focus around on your health by visiting Positive Health Wellness. The site features diets, nutrition, recipes, fitness, beauty, pain relief and awesome info graphics. I found one interested info graphic on the benefits of drinking pickle juice and another on three day sugar detox to improve your health. If you are ready to find new techniques to get back on the wagon – then look no further – check out this site.

https://www.positivehealthwellness.com/

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Get Pacified With Color

22 Apr

Have you joined the adult coloring book phenomenon? If you did, then you’ll love this app and if you did not, then start your free coloring book therapy now. Download the app to paint mandalas, patterns, animals and more with Pacify. Who knew that coloring could be so relaxing?  Find out what the craze is all about and get pacified with color.

http://www.pacifycoloring.com

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Amazon Dash Button 

1 Apr

dashbuttons

You remember the easy button from Staples? Well now there is one from Amazon, but this time when you press it – you place an order for stuff you need. If you never want to go to a store again, Amazon has the answer for you.

Amazon Dash Button makes ordering easy. With a simple click, Prime Members can order their favorite products. This button is a Wi-Fi connected device that reorders your favorite product with the press of a button. Each Dash Button is paired with a product of your choice, which is selected through the Amazon App on your Android or iOS smartphone during the set-up process. Amazon ensures Dash Button responds only to your first press until your order is delivered.

What do you think? Are you using this system? If not, would you use it?

https://www.amazon.com/b/?node=10667898011&ref_=pe_2507310_212599890_ods_em_db_oct_ssl2

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Get Answers In 9 Seconds

30 Mar

Do you have a burning question and you just want an answer now? You don’t feel like asking your friends on Facebook or Googling the answer. If you want an answer in 9 seconds and you are willing to pay a small fee – we found a website that can get you answers fast!

Basic steps to get your answer:

  1. Select your category
  2. Type in your question
  3. Determine urgency of question
  4. Determine level of detail
  5. Get your answer
  6. Pay if satisfied

http://justanswer.com

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Use Tech to Secure Your Financial Future with Proper Budgeting

29 Mar

cash

Before you start a financial life plan to invest in your future, you first must tackle the art of proper budgeting. Life throws plenty of curveballs, and getting a grip on your day-to-day, month-to-month, and year-to-year monetary needs will help you when the time comes. Once you’ve developed a proper budget, you can begin to set life goals and figure out how to make them happen.
Unfortunately, budgeting can be very overwhelming for many. Thankfully, there are many great websites and apps available to make things a little easier. I offer budgeting advice and recommend some helpful financial planning tech below:

Track your spending, income, and make a detailed spreadsheet

Before you can begin to budget for your future, you have to know how much money is coming in, how much money is going out, and where all the money is going, specifically. You should immediately begin to track all of your spending in a spreadsheet. Separate it out by type of spending – categories like bills and fixed expenses, discretionary spending, and savings. Use past bills and bank statements to create a larger history of your spending.

If you feel lost tracking this from scratch try an app or program that helps track spending like Mint or Quicken.

Know the difference between fixed and discretionary spending

Fixed expenses usually fall into the “can’t live without them” category. This includes your major bills – house payment or rent, loans, debt payments, clothing, and utilities. Discretionary spending usually refers to anything considered optional like going out to eat, going to concerts, vacation, etc. Some expenses can technically fall into either category, like a cellphone plan. But for most people it will be easy to decide whether something is truly necessary or not.

The trick of course is making sure you don’t overspend in either area. You can use apps such as ShopSavvy to comparison shop while sites like GroupOn and LivingSocial can hook you up with good deals. There are also plenty of apps that help you track your overall spending. For example, LearnVest has an app that helps you group your expenses so that you can manage fixed and discretionary spending separately and more easily see where you might be able to reduce your spending in certain categories. It also helps you set and track financial goals.

Create your budget – down to the percentage point.

Here’s where discipline really comes into play. You need to decide how much or your income you want to spend on fixed costs, discretionary costs, and how much you want to put into savings. One idea is to follow the 50/20/30 rule.

This means that 50% of your income is devoted to fixed costs – those things you simply must pay. That means that 20% can go toward some sort of savings and 30% can be allocated for discretionary spending.

Investing firm LearnVest suggests four basic categories for savings.

“Consider putting at least 20% of your take-home pay toward important payments or contributions that will help you secure your financial foundation. We believe there are three essential goals everyone should strive for: paying down credit card debt, saving for retirement and building an emergency fund. But your financial goals can also include larger savings priorities like a down payment on a new home.”

Building an emergency fund is key. You should always use your savings allotment to first build a fund that can support you if one of life’s unexpected curveballs comes your way. Having an emergency fund will then allow you to begin to pay down debt and then eventually invest in your future.

Once you develop a sensible budget, it’s important to stick to it. It’s also important to always be looking for ways to cut your expenses so you have more money to put away in savings. When you focus on saving, you can begin to set goals for your future. For example, maybe you’d like to buy a house some day or create a website for that online business idea you’ve been kicking around. Using technology to help you track your spending and saving will make it much easier to stay on track to achieve these financial goals.

Bottom line: Don’t get complacent in your habits – always look for ways to maximize what you can put away for the future. Remember, the compound nature of investing means that the earlier you can start saving, the better.

Photo Credit: Pexels.com

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Everyday Family Helps You Through

4 Mar

Do you need some advice raising your new baby? Perhaps you are expecting a child and need some help? We discovered a site called Everyday Family that has resources for first year to new parents. The site has daily resources to help you on your way. You can even track your baby’s development with their baby tracker! You’ll find great tips, information, and advice each time you visit.

http://www.everydayfamily.com/

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